Securing your dream home is what we do

Over 18 years experience.

Michelle Worrall has been a qualified Mortgage Adviser since 2006, bringing a wealth of experience from her background in both estate agency and banking. Before moving into financial services, Michelle worked in legal services for many years, giving her a comprehensive understanding of the entire property buying process. Her extensive knowledge allows her to guide and support you through every step of your mortgage journey.

Whether you’re a first-time buyer, home mover, re-mortgaging for a better deal, or looking to invest in rental property, Michelle is dedicated to helping you secure the most suitable mortgage and protection products tailored to your needs.

She is passionate about assisting and safeguarding individuals and families, offering friendly, honest, and professional service. Michelle prides herself on providing clear, straightforward advice to ensure you have the best mortgage and protection solutions for your circumstances.

Much of Michelle’s business comes from referrals and word of mouth, a testament to the exceptional service she provides. Her reputation is built on trust, dedication, and her commitment to delivering the best possible outcomes for her clients, as reflected in the many glowing testimonials she has received.

Our key principles.

1

Providing Excellent Service: We are committed to always going the extra mile for our clients, ensuring a seamless and personalised experience.

2

Flexibility: We understand that life doesn’t always fit into a 9 to 5 schedule, so we offer out-of-hours appointments to accommodate your needs.

3

Client-Focused Solutions: Our goal is to help you secure the right mortgage and the best possible deal tailored to your individual circumstances.

Don't just take our word for it.

See what our clients have to say about us.

N Everitt - March 2025
My 2nd time using Worrall Mortgages. On both occasions Michelle and Charlie have been professional throughout from start to finish nothing was too much trouble. Explaining everything throughout the process. If you’re looking for mortgage advice or insurance protection, you can't go wrong with Michelle and Charlie for a first class service. I’ll be using their services again in the future.
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F Sandoval - March 2025
Superb service, both Michelle and Charlie are excellent at what they do and constantly go the extra mile. As a customer I have confidence that they will get me the best deals. Highly recommended.
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J Jegede - March 2025
Highly recommend! Both Michelle and Charlie are very polite and helpful throughout the whole process! They have made everything very clear and are always happy to answer any questions you’re unsure about and also quick with replying 🙂
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G Huseynova - February 2025
One of my friend recommended Worrall Mortgages to me and I am very happy that I chose them. Very professional and friendly staff. Highly recommending.
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R Cake - January 2025
From the first call, I knew I'd made the right choice in choosing Michelle in helping me buy my first home. Michelle and Charlie have been incredibly professional and knowledgeable throughout the whole process and explained everything clearly to someone who had next to no idea! They were incredibly prompt to replying to any query I had and always happy to help. I will no doubt be using their services again in the future!
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K Brough - January 2025
Can’t praise WORRALL MORTGAGES enough it seems they will go to extra lengths to make sure that the customers needs are met. They really do make dreams come true Michelle and Charlie are excellent in all departments and they regularly keep you informed with your Mortgage application and go above and beyond to get the best deal for the customer would definitely recommend to anyone who is looking into buying a property. Thank you so much to all involved with my mortgage application.
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N Mulvaney - January 2025
Thank you so much Michelle and Charlie for helping us get our mortgage. They were so helpful and emailed back quickly to us. I would definitely recommend Worrall Mortgages to anybody. We are so grateful.
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Lynda B - December 2024
I can not thank Worrall Mortgages enough for there support and advice throughout my journey of purchasing my new home. Both Michelle and Charlie have always been available to answer my concerns that may have arisen. They have arranged for my home insurance and life insurance which has taken the stress from me. Definitely would recommend for a smooth start to finish service.
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J Madden - November 2024
Thank you so much Michelle and Charlie for all the help with our mortgage. I would recommend these to anybody - Charlie was so quick to respond and help with any queries we had. We will be back in two years when our fixed rate ends! Thank you again!!
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Daniel B - October 2024
Michelle and Charlie were so helpful throughout the entire process. As a first time buyer I was not clued up on the process but everything was explained to me. Any issues or concerns were dealt with very quickly and they always went above and beyond to ensure I got the best outcome. Cannot thank both Michelle and Charlie enough.
Joe H - September 2024
Michelle and Charlie were amazing throughout the whole process, they went above and beyond expectations and were always on hand to answer/help with anything we needed. Lovely team to deal with, thank you again!
Tom W - September 2024
It has been an absolute pleasure dealing with Michelle and Charlie at Worrall Mortgages, they are so helpful and no ask is ever too much. They helped us through a particularly difficult sale and purchase and were always available to answer our questions, gave us great advice and worked to get us the best deal available. Excellent service, fully recommend!
Jennifer A - August 2024
I have been using Worrall Mortgages for a number of years now. Michelle and Charley have supported me through a number of new, and changing mortgages for my own residential homes, and also for buy to let properties. They have always gone above and beyond to support me, and have answered any queries and questions I’ve had, how ever big or small. They are extremely efficient, personable, understanding and kind, and always made me feel like I was their only client. Every phone call and email was picked up immediately and everything was seen to quickly and efficiently. They have helped me correspond with solicitors and have explained everything to me in a way I’ve been able to understand. Ever the professionals and I honestly wouldn’t go anywhere else. We hope to take on more rental properties in the future and I will always be using Worrall Mortgages.
Hannah L - September 2024
This is the second time that I have used Worral Mortgages, and both times the service I have received has been outstanding. Both Michelle and Charlie have gone above and beyond to help me and my partner through a complex mortgage application and managed to secure us a great deal. They have been on hand to answer all of our questions and I can't thank them enough!
Mark T - September 2024
This is my second time using Worrall Mortgages and I cannot recommend high enough. My circumstances are very bespoke and the knowledge, speed and quality of service is incredible. Thank you Michelle and Charlie!
Stephanie C - September 2024.
Always so helpful. Thankyou Michelle and Charlie.
Miroslav A - August 2024
Great service I will definitely recommend them.
David W - June 2024
As we live local we decided to have a chat with Michelle as we wanted to remortgage our property for an extension. From start to finish nothing was too much trouble. She got us the best deal she could and any queries we had were quickly answered which gave us peace of mind whilst the remortgage was completed. We would highly recommend Michelle and her colleague Charlie as they were both very helpful and friendly.
Christopher T - May 2024
I highly recommend Worrall Mortgages! We've used them twice during challenging times, and each time they exceeded our expectations. Their expertise and personalised approach ensured we got the best and most appropriate mortgage solutions. They listened to our needs, provided invaluable guidance, and made the process seamless. With Worrall Mortgages, you can trust you're in excellent hands for your mortgage needs.
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David L - May 2024
Excellent service, knowledgeable staff, a pleasure to deal with. Couldn't recommend more highly.
Nicole C - December 2023
Michelle and team were super helpful with our mortgage this year. It wasn't the easiest as our house sale fell through and we had to buy another, but the team were always on hand to help and talk us through any questions! Now we're in our perfect family home, thanks again Michelle 🙂
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Laura W - November 2023
I initially chose Worrall Mortgages to deal with the technical bits of my first-time purchase because of the locality, however I was absolutely blown away by how much Michelle and Charlie really looked after me throughout the whole process. Being a first time buyer, I knew absolutely nothing about the mortgage process and had no idea where to start. Michelle was always at the other end of the phone even after hours if I needed any advice or had any questions, no matter how silly they may have been! This service was the definition of value for money, and I would not use any other mortgage advisors in the future when I need one again. I can’t thank Michelle and Charlie enough for their help and support during one of the most stressful times of a persons life! They were amazing and I could not recommend this firm enough. Thank you 😊
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Brian & Sarah P - October 2023
Michelle and Charlie dealt with our remortgage very efficiently, being very patient in answering all of our questions and quickly finding solutions to any problems we had with paperwork etc. We would highly recommend Worrall`s for their excellent service.
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Katie A - October 2023
Michelle has been a little diamond. She completely led the house buy for me and as a result kept me (relatively) stress free. She answers the daftest of questions at all times of the day with cheery and 'no problem' replies. Thanks Michelle - Highly recommended.
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Paul - June 2023
Rang a few companies regarding a mortgage with a DMP in place, all turned me away or were too busy. I got passed to Michelle thinking the same thing, boy was I wrong! I don`t think I have ever met someone who works as hard! Straight to the point all killer and no filler. Showed me what was happening next and explained every step. I truly believe that if Michelle cant do it, it cant be done! Thank you again!
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